Myuser is a payments platform that allows businesses to accept Fednow, Wire, and Zelle payments directly from their customers' bank accounts without the need for credit cards. It offers instant payouts, real-time payment status updates, and eliminates the risk of disputes and reserves. Myuser is designed for developers and provides fast approval with unlimited volume cap. It is a better alternative to ACH and 3D Secure Card Payments. In addition to payments, Myuser also offers an invoicing feature for an additional fee.